Credit Unions in Olympia WA

If you’re living in Olympia, WA, and looking to join a credit union or switch from a big bank, you’re in luck. !\There are several great credit unions right in your area that are public-facing, friendly, and within a 30-minute drive. In this post, we’ll walk you through five public credit unions near Olympia that are open to local residents, what makes each special, and tips for choosing one. Whether you want lower fees, community focus, or better loan rates, you’ve got options and Titus-Will Hyundai will be here to help you find your next Hyundai when you finance through them!

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Olympia Credit Union

Olympia Credit Union is a true hometown option. Their main branch serves the local community (and members statewide) with typical services like checking, savings, and loans. If you want smaller scale, personable service and face recognition at the teller window, this is a place many locals trust. It’s especially nice if you value close community ties over a huge branch network.

Global Credit Union: Olympia Branch

Global Credit Union’s Olympia Branch is located inside Haggen at 1313 Cooper Point Road SW in Olympia. They offer the usual suite of credit union features: ATM, deposits & withdrawals, loan payments, and more. If you frequent the Cooper Point area or shop at Haggen, this branch offers convenient access. Their lobby hours (Mon–Fri 10 AM–6 PM) make them slightly more flexible than some smaller credit unions.

WSECU (Washington State Employees Credit Union)

WSECU is a large, full-service credit union with multiple branches around Olympia. Their main Olympia branch (330 Union Ave SE) includes a drive-thru ATM, coin machine, notary services, and more. They also operate a West Olympia branch at 2006 Harrison Ave NW. Because WSECU has more scale and resources, you might find more product options (e.g. investment services, mortgage lending) while still keeping that credit union feel.

O Bee Credit Union

O Bee Credit Union is another solid choice with a branch in West Olympia at 410 Cooper Point Road #105. They serve all Washington residents and provide full services including auto loans, personal banking, deposit accounts, and more. O Bee also has multiple branches in Tumwater, Lacey, and Yelm — ideal if you swing through other towns. Fun fact: O Bee was founded by Olympia Brewery employees, and it still carries that community spirit.

TwinStar Credit Union: Olympia Branch

TwinStar Credit Union has a central Olympia branch at 1020 5th Avenue SE. Their lobby is open Monday through Friday and offers full service, including walk-up ATM access. They also have a West Olympia Safeway branch at 3215 Harrison Ave NW, open six days a week. If you want flexibility and multiple branch options in one network, TwinStar’s a reliable pick.

How to Choose the Right Credit Union for You

Location & Convenience

You want a branch or ATM you can reach easily. If you often drive or shop around Cooper Point, Global or O Bee (West Olympia) might become your go-to. If you live downtown or near Union Ave, WSECU’s Olympia branch could be ideal.

Range of Services

Some credit unions are small and focused (checking, savings, small loans), while others (like WSECU or TwinStar) may offer mortgages, investment services, and advanced loan products. Think about what services you’ll actually use and whether you want more options as your needs grow.

Membership Rules & Accessibility

Although many credit unions restrict membership to certain groups, the ones listed above typically allow any Washington resident (or people living/working in Thurston County) to join. WSECU and O Bee offer particularly broad eligibility, which makes joining easy for most locals.

Rates, Fees & Culture

Credit union culture tends to be more member-oriented, but fees and rates still vary. Some charge for statements or ATM usage outside the network. Ask about fee waivers, interest on checking/savings, and how they treat loan customers. One bonus: many participate in shared branching, letting you use other credit unions’ branches nationwide fee-free.

Digital Tools & Account Access

Even if a credit union has a great local branch, poor online or mobile banking can be a pain. Check their app quality, mobile deposit features, and ability to transfer funds easily. A local branch is great, but many day-to-day moves happen digitally now.

Why This Matters for Olympia Residents

Having a credit union close by means you can drop in for financial advice, make deposits or withdrawals in person, or talk through a personal loan face-to-face. Instead of fighting with big banks, you get to work with organizations rooted in your community. Plus, you’ll build relationships; staff will recognize you by name, understand local realities, and often have more flexibility to help when needed.

If you’re car shopping or planning a vehicle upgrade, financing through a credit union can often result in better auto loan rates, more cooperative terms, and more trust. And when that time comes, the team here at Titus-Will Hyundai is ready to help you pair your vehicle choice with the credit union that makes the most sense. We often collaborate with local credit unions to streamline finance offers and help folks get behind the wheel faster.

Olympia WA Credit Union Recap

There are at least five public credit unions within 30 minutes of Olympia; Olympia Credit Union, Global Credit Union, WSECU, O Bee Credit Union, and TwinStar Credit Union. Each brings something different to the table: location, services, culture, and digital tools. Think through what you value; access, rates, membership rules, or convenience.

And when you’re ready to put that credit union membership to work on your next vehicle, stop by Titus-Will Hyundai. We’re here to make the process simple, local, and tailored to you.

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