Winter in Olympia is far from a time to stay cooped up indoors. In 2026, the South Sound is buzzing with family-friendly activities that range from high-energy outdoor skating to cozy indoor museum adventures. Whether you are looking to tire out the kids on a rainy Saturday or find a new seasonal tradition, Olympia’s winter calendar is packed with value and variety.

Here is your guide to the best family events and activities in Olympia for Winter 2026.

1. Oly on Ice: Downtown’s Winter Wonderland

For many families, winter doesn’t truly begin until they’ve laced up a pair of skates at Oly on Ice. This seasonal pop-up ice rink at Isthmus Park has become a staple of the downtown experience. In 2026, the rink remains open daily through January 19, offering a perfect way to burn off post-holiday energy.

• Special Highlight: If you have younger children or family members with sensory sensitivities, look for the Sensory-Friendly Skate hours on Sunday and Monday mornings. During these times, the lights are dimmed, and the music is turned off to create a calm, welcoming environment.
• Event Link: Oly on Ice Dates & Admission

2. Arctic Adventures at the Hands On Children’s Museum

The Hands On Children’s Museum (HOCM) is the gold standard for family fun in the Pacific Northwest, and their winter 2026 lineup is spectacular. Throughout January, the museum hosts “Ice Adventures: Penguin Palooza,” where kids can explore the science of the frozen tundra through hands-on art and engineering.

• January 17–18, 2026: Don’t miss the special “Ice Adventures” weekend featuring penguin-themed crafts and ice science.
• Sock Skating Rink: If the outdoor ice is too cold, the museum’s indoor Sock Skating Rink is open through the end of January, allowing little ones to slide and twirl in their favorite fuzzy socks.
• First Friday Night: On February 6, 2026, families can enjoy $3 admission from 4:00 PM to 8:00 PM, making it an affordable night out for everyone.
• Event Link: HOCM Events Calendar

3. Explore the Washington State Capitol Campus

While the Legislative Building is a hub of activity during the 2026 legislative session (which runs from January 12 to March 12), it is also a beautiful place for a winter family walk. The campus grounds remain decorated with festive lights through the first week of January, providing a scenic backdrop for family photos.

Inside the building, you can take a free guided tour to see the massive 5-ton Tiffany chandelier and learn about Washington’s history. It’s a great educational escape from the rain that keeps the kids moving through the grand halls.

• Event Link: Capitol Campus Visiting Guide

4. 2026 Olympia Funk Festival: Funk OFF!

For families with kids who love to dance, the Olympia Funk Festival returns from February 12–15, 2026. While some evening shows are geared toward adults, the festival often includes daytime community events and “all-ages” performances at various downtown venues like the Washington Center for the Performing Arts. It’s a great way to inject some color and rhythm into the middle of a gray February.

• Event Link: Olympia Annual Events List

5. Get Creative with “Experience It!” Workshops

The City of Olympia Parks, Arts & Recreation department offers a rotating list of “Experience It!” winter workshops. In January and February 2026, you can find classes specifically for families, including:

• Kindergym & Babygym: Perfect for toddlers to burn off steam in a safe, padded environment.
• Family Pottery & Art: Saturday morning sessions where parents and kids can create together.
• Event Link: City of Olympia Activity Search

Winter Safety: Preparing for the Drive

While you are planning your winter fun, don’t forget that Pacific Northwest winters can be unpredictable. Between the heavy rains of the South Sound and the occasional snow dusting in the Capitol Forest, your vehicle needs to be in top shape to keep your family safe.

Wet roads and colder temperatures can affect everything from your tire pressure to your battery’s cranking power. Before you head out for a day of ice skating or museum exploring, ensure your Hyundai is ready for the road.

Service Your Hyundai at Titus-Will Hyundai

At Titus-Will Hyundai, we are committed to keeping Olympia families moving safely. Whether you need a quick oil change, a tire rotation to handle the winter slick, or a full multi-point inspection, our factory-trained technicians are here to help. We use Genuine Hyundai Parts to ensure your vehicle remains as reliable as the day you bought it.

Ready to get your vehicle winter-ready? Schedule your service appointment at Titus-Will Hyundai today!

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Olympia transforms into a winter wonderland each holiday season, and 2025 promises exceptional celebrations throughout the South Puget Sound community. The capital city’s festive traditions trace back over a century. Downtown has been decorated for the holidays since the 1920s, when the Chamber of Commerce first adorned streets with greenery, wreaths, and lights. By the 1960s, creative spectacles like Santa arriving by helicopter and the creation of “Christmas Island” had cemented Olympia’s reputation for inventive holiday programming.

Why Olympia’s Holiday Season Stands Out in 2025

Today’s celebrations maintain that spirit of community creativity while growing significantly. Tourism generated $572.5 million in economic impact for Thurston County in 2024. Local businesses benefit directly.

What makes Olympia holiday events truly special is the city’s commitment to accessible, inclusive celebrations. Most major festivities feature free admission, letting families create lasting memories without budget constraints. The emphasis on supporting local businesses and artists (a tradition since the city’s earliest holiday celebrations) adds authenticity to every event, from intimate craft fairs to grand theatrical productions.

Downtown Olympia Transforms for the Holidays

LoveOly Winterfest: Olympia’s Premier Holiday Celebration

LoveOly Winter Fest kicks off the season on November 30, 2025, marking the official launch of Downtown for the Holidays. This flagship event transforms downtown Olympia into a sparkling holiday wonderland from 10:00 a.m. to 4:30 p.m., concentrated at 5th Avenue and Washington Street.

Insider tip: Arrive before 11 a.m. to snag street parking near the main festival area. Popular performances draw crowds between noon and 2 p.m., so early arrival means easier access to hot chocolate stations and better views of live entertainment from Oly Chamber Brass and local school groups.

The artisan market showcases local creators offering handcrafted gifts, though experienced attendees know the best selection of signature items appears during the first two weekends. Many popular vendors sell out by mid-December. Horse-drawn carriage rides sell out fast, especially in the afternoons. Kids dive into craft stations powered by Hands On Children’s Museum, while holiday storytelling sessions in the Olympia Ballroom lobby provide quiet breaks from the bustling outdoor festivities.

Santa welcomes visitors at 222 Market, complete with candy canes and photo opportunities. Over a mile of festive garland drapes storefronts, transforming the business district into a holiday showcase that represents the contemporary evolution of downtown decorating traditions begun a century ago.

Oly on Ice Downtown Skating Experience

Oly on Ice returns November 21, 2025, bringing outdoor skating to Isthmus Park at 529 4th Avenue West through January 19, 2026. The covered rink operates regardless of weather, with a protective tent ensuring skating continues through Pacific Northwest rain or shine.

Planning note: Advance ticket purchase is essential. Popular performances and weekend slots sell out 2-3 weeks ahead. General admission ranges from $10 on Monday and Tuesday to $16 on weekends during peak Winter Break season. Season passes offer excellent value at $104 for ages four and up.

Practical tip: Bring your own gloves. While rental skates are provided, hand protection isn’t included. The rink surface becomes slippery during busy sessions; less confident skaters should try Monday or Tuesday afternoon slots when crowds thin and ice conditions stay smoother throughout the session.

Themed DJ nights feature retro and Latin Caribbean music, plus special performances including Nutcracker character meet-and-greets. Sensory-friendly skate sessions accommodate families needing calmer environments, scheduled Sundays from 10:00 to 11:00 a.m. and Mondays from 3:30 to 4:30 p.m. with reduced lighting and no music. Food trucks like Sweetlee’s and Taqueria La Esquinita provide refreshments, while free parking sits east of the rink.

Downtown for the Holidays Extended Programming

Beyond the main festival day, Downtown for the Holidays programming extends through December 24, creating a month-long celebration. The Shop & Dine passport program rewards local shopping. Collect stickers for each $10 spent at participating businesses and exchange them for gifts including power banks, fanny packs, or beanies. This initiative reflects Olympia’s tradition of using holiday celebrations to support downtown businesses, a practice dating back to the 1920s Chamber of Commerce initiatives.

Free parking at most downtown meters runs December 12–24, making it easier for visitors to enjoy extended shopping without worrying about fees. Evening hours showcase the lighting displays at their most spectacular, as thousands of lights illuminate storefronts reminiscent of the elaborate decorations high school students created in the 1960s.

Holiday Markets

Olympia holiday bazaar events and craft fairs provide unique shopping experiences featuring handmade goods from South Puget Sound artisans. These markets drive significant economic activity.

Olympia Farmers Market Holiday Edition

The Olympia Farmers Market Holiday Market operates weekends from November 1 through December 21, with special extended hours December 22–24 from 10 a.m. to 3 p.m. Located at 700 Capitol Way N, the pavilion hosts over 100 vendors from the South Puget Sound area offering seasonal produce, artisan goods, handcrafted jewelry, and specialty foods.

Santa and Mrs. Claus make appearances December 8–9, 15–16, and 22–23 from noon to 2 p.m., complete with candy cane giveaways and photo opportunities. Daily live performances and festive decorations create a celebratory atmosphere throughout the market.

Festive Performances and Holiday Entertainment

Olympia’s performing arts venues showcase exceptional holiday entertainment, from classical ballet to contemporary concerts. These productions support the region’s strong arts community while providing high-quality entertainment.

The Nutcracker and Seasonal Theater Productions

Ballet Northwest’s The Nutcracker returns to the Washington Center for the Performing Arts December 12–14, 2025, celebrating its 37th annual production. This full-length classical ballet features elaborate sets, beautiful costumes, and talented local dancers bringing Tchaikovsky’s beloved score to life. Performances occur Friday at 7:30 p.m., Saturday at 2:00 p.m. and 7:30 p.m., and Sunday at 2:00 p.m.

Important: Both major Nutcracker productions typically sell out 2-3 weeks in advance. Purchase tickets early to avoid disappointment, especially for weekend matinee performances popular with families.

Harlequin Productions presents A Christmas Carol from November 28 through December 24 at The State Theater, with performances running Thursdays through Saturdays at 7:30 p.m., plus Saturday and Sunday matinees at 2:00 p.m. Tickets range from $43–$62.

Holiday Concert Series and Musical Performances

Masterworks Choral Ensemble performs their Holiday Concert Saturday, December 6 at 7:30 p.m. at the Washington Center. This uplifting program blends luminous classics with heartfelt contemporary choral works. Olympia Youth Chorus presents Winter Joy! Saturday, December 8 at 6:30 p.m.

Family-Friendly Holiday Activities and Traditions

Best things to do in Olympia during the holidays include numerous activities specifically designed for families with children. These events create opportunities for memory-making through interactive experiences, seasonal crafts, and beloved traditions.

Tree Lighting Ceremonies and Santa Meet-and-Greets

Tumwater Christmas Tree Lighting Festival takes place Saturday, December 6 from 1:00 to 5:30 p.m. at City Hall and Headquarters Fire Station. Santa welcomes visitors for photos in his workshop inside the Council Chambers from 1:00 to 5:00 p.m., while local school groups perform throughout the afternoon. The ceremonial tree lighting occurs at 5:30 p.m., followed by holiday ornament-making workshops courtesy of Tumwater Arts.

Yelm’s Christmas in the Park runs December 1 from 11:00 a.m. to noon at Yelm City Park. The community choir performs at 11:30 a.m., followed by magician Jeff Evans’ Holiday Magic Show at 2 p.m. Santa photo opportunities, a Christmas parade, and various kid-friendly activities round out the celebration.

Planning Your Holiday Event Experience in Olympia

Local Insider Tips for Maximum Enjoyment

Timing is everything: Attend weeknight events or earlier in the season to avoid peak crowds. Weekend performances and markets reach capacity quickly, particularly during the final two weeks before Christmas. Saturday and Sunday events draw the largest crowds between noon and 3 p.m.

Parking strategies: Free downtown meter parking December 12–24 helps, but spaces near major venues fill by late morning on event days. Arrive before 10 a.m. for weekend festivals or use downtown parking structures at State & Capitol, 4th & Columbia, and State & Washington. All city meters and municipal lots are free after 5:00 p.m. weekdays.

Weather preparation: Pacific Northwest December means rain and occasional cold snaps. Dress in layers with waterproof outerwear and boots. Pack hand warmers and thermoses of hot drinks for outdoor events. Umbrellas are essential, but consider baby carriers instead of strollers for crowded markets and parades where uneven terrain and tight spaces make wheeled navigation challenging.

Family logistics: Identify indoor warming spots (cafés, the Olympia Ballroom, museum lobbies) before attending extended outdoor events. Pack snacks and water, as food lines can stretch long during peak times. For families with young children, morning events typically offer better restroom access and shorter waits than afternoon or evening programming.

Getting Around Safely During Winter Events

Navigating to Olympia’s holiday events requires preparation for Pacific Northwest winter weather. Ensure your vehicle is winter-ready with functioning defrosters, good tire tread, and an emergency kit including blankets and a flashlight. Check tire pressure regularly, as cold temperatures cause significant drops. Allow extra travel time during evening events when temperatures drop and roads become slick.

Intercity Transit provides frequent bus service to downtown Olympia every 10–15 minutes on many routes, with the free Dash Shuttle connecting Capitol Campus to downtown. This is an excellent option for avoiding parking hassles during major events. Wide sidewalks, marked crosswalks, and accessible routes make downtown walkable between transit stops and event locations.

Real-world consideration: Winter weather in the Pacific Northwest can cause last-minute event changes or cancellations. Follow Experience Olympia’s social media channels for real-time updates, particularly before traveling to outdoor events during weather warnings.

Plan visits during off-peak hours when possible to avoid crowds and traffic congestion. With proper preparation and realistic timing expectations, exploring the top holiday events happening in Olympia in 2025 becomes a stress-free, memorable experience reflecting the city’s century-long tradition of bringing community together through creative, inclusive seasonal celebrations.

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Thanksgiving is about more than turkey; it’s about community, gratitude, and enjoying time with loved ones. If you’re in the Olympia, WA, area and want to skip the cooking this year, you’re in luck. Olympia has several excellent dining options that are open for Thanksgiving, offering everything from gourmet three‑course meals to comforting buffets. Here’s a curated list of the best places to dine out for Thanksgiving in Olympia in 2025 recommended by your friends at Titus‑Will Hyundai.

1. Budd Bay Café – Waterfront Buffet Tradition

Located at 525 Columbia Street NW, Budd Bay Café offers one of the most beloved Thanksgiving traditions in Olympia: a warm, hearty Thanksgiving dinner buffet.

• Pricing & hours: As of their 2025 announcement, adult tickets are ~$49.99, seniors $45.99, children (ages 6–12) $29.99, toddlers $10.99.

• What you’ll find: A mix of Thanksgiving classics, turkey, stuffing, mashed potatoes, plus Budd Bay’s signature seafood dishes (like smoked salmon mousse).

• Reservation tip: It’s highly recommended to call ahead at (360) 357‑6963 to reserve your spot.

• Why go: The waterfront location provides a cozy, local feel; perfect for families or couples who want a no-fuss, festive meal.

2. Olympia Oyster House – Seasonal Menu & Local Flavor

For a Thanksgiving with a Pacific Northwest twist, look no further than the Olympia Oyster House at 320 4th Avenue W. According to ThurstonTalk, they will be open 12 p.m. to 6 p.m. on Thanksgiving Day.

• Menu highlights: Their seasonal Thanksgiving menu often includes classic turkey and gravy, glazed ham, prime rib, and even glazed salmon along with traditional sides and holiday desserts.

• Drinks: Cocktails and mocktails complement the meal, and of course, you can sample local oysters.

• Seating: They accept both reservations and walk-ins, but making a reservation early is wise given the holiday demand.

• Why go: If you want a refined, elegant Thanksgiving experience in a seafood‑focused, locally loved restaurant, the Oyster House is a top pick.

3. River Water Bar & Grille at Red Wind Casino

Want to combine your Thanksgiving meal with a little getaway? The River Water Bar & Grille, part of the Nisqually Red Wind Casino (address: 12819 Yelm Hwy SE), offers a three‑course Thanksgiving dinner special.

• When: Their Thanksgiving dinner special runs from 2:00 p.m. to 8:00 p.m..

• Menu: The menu typically features a starter (salad or soup), a choice of herb‑citrus turkey breast or ham, plus traditional sides (stuffing, cranberry relish, green beans, mashed potatoes), and dessert (e.g., pumpkin cheesecake).

• Accessibility: The casino is open 24 hours during Thanksgiving weekend.

• Why go: This is a great option for those looking for a special night out, perhaps with other casino or entertainment plans. The atmosphere is upscale yet relaxed, and it’s perfect for a more “destination” Thanksgiving meal.

5. Smoked Turkey To-Go Options (Flaming Pig BBQ & More)

If you want to enjoy Thanksgiving at home without doing all the cooking, there are local spots that do pre‑order takeout dinners.

• Flaming Pig BBQ (Tumwater) offers smoked turkey meals with sides like herbed mashed potatoes, garlic green beans, sage stuffing, and personal-sized pumpkin or apple pie.

• Uptown Grill, located downtown at 514 Capitol Way S, offers a take-home Thanksgiving dinner that reheats beautifully. Their 2025 menu includes roasted turkey breast, fire‑roasted broccoli, garlic mashed potatoes, stuffing, gravy, and a cranberry‑orange relish.

• Why go: Takeout options let you host Thanksgiving without the mess, giving you more time to spend with family while still enjoying locally crafted food.

Planning & Reservation Tips for Thanksgiving in Olympia

1. Book early. Buffets like Budd Bay and dinner specials at places like the Oyster House often sell out quickly.

2. Call ahead. Confirm hours and pricing; menus sometimes change year to year.

3. Be mindful of dietary needs. If someone in your group has allergies or dietary restrictions, Park Side Café’s vegan option is ideal.

4. Combine dining with a stay or outing. Planning to stay local? Consider the casino dinner and then enjoy other amenities at Red Wind.

5. Takeout is your friend. For a stress-free holiday at home, local restaurants like Flaming Pig BBQ and Uptown Grill provide high-quality, pre-cooked options.

Why Titus‑Will Hyundai Recommends Dining Locally

At Titus‑Will Hyundai, we believe in more than just getting you on the road — we believe in community. Olympia is our home, and these locally owned restaurants are the heart of the area. By choosing to dine out for Thanksgiving, you’re supporting local businesses, giving your kitchen a break, and making the holiday more about connection and less about cleanup.

Happy Thanksgiving from all of us at Titus‑Will Hyundai!

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If you’re in the market for a new vehicle, you might wonder which is more luxurious between Kia or Hyundai. Hyundai Motor Group owns both brands, yet each approaches luxury in its own way. Both Hyundai and Kia integrate luxury features and high-end materials into their top-tier models and trims, offering opulence within their existing lineup. Kia’s styling is bold, while Hyundai stays elegant. The team at Titus-Will Hyundai compiled this guide to explain how Hyundai and Kia showcase luxury in their lineup to help you choose the model that best fits your lifestyle.

Cabin Luxury and Premium Materials Comparison

Parked Hyundai Palisade by Hyundai Motor Group is licensed with Pexels License

Both Hyundai and Kia impress with luxurious cabin materials and design, but their styles are distinct. Hyundai interiors are elegant and comfort-focused. They showcase timeless styling and sophisticated materials. Trim-dependent features may include:

• Leather upholstery
• Quilted leather door panels
• Heated and ventilated second-row and third-row seats
• Power-adjustable seats with memory function
• Dual-panel sunroof
• Dual climate control
• Customizable ambient lighting

Kia exudes athletic appeal in its interior design. They often include premium materials and bold design elements. Depending on the variant, features may include:

• Leather seat trim
• Syntex suede headliner
• Signature-embossed front seat headrests
• Heated and ventilated front seats
• Heated second-row seats
• Panoramic sunroof
• Dual-zone auto climate control
• Bold metallic interior trim
• Aluminium sport pedals

In the Kia versus Hyundai interior comparison, each brand delivers the Hyundai Motor Group’s renowned quality and luxury in its own way. When you compare interiors by vehicle class, the distinctions are even sharper. The compact Hyundai Elantra prioritizes refinement with available leather seating and an ergonomic interior design. The Kia Forte’s interior stands out with contrast stitching and embossed GT-Line logos that emphasize its athletic design.

Moving up to mid-size luxury sedans, the Hyundai Sonata offers spacious seating, including in the rear, and a minimalist dash layout. The Kia K5, in the same segment, provides a wide infotainment screen and driver-centric cockpit. In the ever-popular SUVs, the Hyundai Tucson highlights upscale features like customizable ambient lighting, whereas the Kia Sportage flaunts an adventurous feel with bold accents. At the three-row level, the Hyundai Palisade delivers quintessential luxury, while the Kia Telluride has rugged appeal.

Technology and Infotainment Luxury Features

Hyundai’s technology combines practicality with elegance. Models feature large touchscreens with Apple CarPlay, Android Auto, and wireless connectivity for seamless control of navigation, media, and vehicle settings. The range-topping 2025 Palisade boasts a standard 12.3-inch curved panoramic display across the lineup. Hyundai digital instrument clusters display speed, fuel efficiency, and navigation directions for distraction-free driving.

Hyundai BlueLink keeps you connected with remote start, over-the-air updates, and advanced safety features from your smartphone. The premium Bose surround-sound system delivers crystal-clear sound throughout the cabin. It’s available on premium models, with the IONIQ 9 electric SUV and the upscale Palisade featuring up to 14 speakers. The mid-size Santa Fe SUV and Sonata sedan both come with 12 speakers and a subwoofer on high-end models.

Kia counters with Kia Connect, offering remote vehicle monitoring, real-time traffic updates, and voice-activated controls. Family-centric features like multiple USB-C ports, wireless charging pads, and Wi-Fi capabilities provide power and connectivity on long trips. Models such as the Kia EV9, EV6, and Sorento feature 12.3-inch dual displays and premium audio systems from Meridian and Harman Kardon. While Kia impresses with its modern, sporty tech offerings, Hyundai’s combination of larger, more advanced displays, a wider range of premium audio options, and seamless driver-focused integration keeps it a step ahead in luxury technology.

Ride Quality and Luxury Performance

Both brands focus on comfort and smooth performance. Hyundai models feature multi-link rear suspensions, electronically controlled dampers, and precision noise, vibration, and harshness control to keep your drive quiet, even on uneven terrain. Kia provides similar comfort with tuned suspensions, a reinforced chassis, and advanced soundproofing technology. Whether in the city or on an adventure, both brands provide responsive handling and a premium driving experience.

Genesis Factor: Hyundai’s Luxury Advantage

Genesis began as Hyundai’s premium division. In 2015, it became a standalone brand. It builds on Hyundai’s luxury DNA and highlights the group’s most premium offerings. Genesis vehicles combine elegant design, advanced technology, and a focus on driver comfort, with features such as 27-inch OLED displays and 26-speaker Bang and Olufsen sound systems.

Many innovations from Genesis make their way into Hyundai models, improving the Hyundai brand overall. The design philosophy emphasizes sleek lines, sumptuous interiors, and upscale materials. High-end models like the G90 and GV80 showcase supreme luxury with spacious cabins and high-end safety technology. Genesis boosts Hyundai’s reputation in the luxury market, offering strong resale value, comprehensive warranties, and generous maintenance programs.

The Verdict: Which Brand Delivers More Luxury Value

When choosing a luxury vehicle, what you value most makes all the difference. Hyundai prioritizes elegance, advanced technology, and comfort. Kia emphasizes bold design, athletic styling, and modern tech. Across sedans and SUVs, Hyundai models like the Palisade and Sonata deliver luxurious, feature-rich, and comfort-focused cabins, giving them a slight edge in 2025.

Explore the Luxury of Hyundai Today

Titus-Will Hyundai is proudly serving drivers across the Olympia, Washington, area. The award-winning Hyundai lineup is ready to impress. Whether you’re seeking efficiency, luxury, or innovation, there’s a Hyundai model designed for your specific driving lifestyle and budget. Visit us for a test drive and see why families who desire luxurious and reliable transportation choose Hyundai models. In the meantime, view our new vehicle specials to save on your purchase.

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Drivers in Olympia, WA, shopping for a compact pickup will find the Hyundai Santa Cruz and the Ford Maverick rise to the top of their lists. Both vehicles have solid reputations for quality, performance, and comfort. Wondering which vehicle you should put in your driveway? Join us as we compare the Hyundai Santa Cruz and the Ford Maverick to help you decide.

2026 Model Year Updates: What’s New for Both Trucks

Hyundai refreshed the Santa Cruz in 2025, adding a more rugged look with integrated tow hooks on the all-terrain XRT trim. XRT models also have exclusive 18-inch wheels, and daytime running lights. Interior additions in 2025 include a dual-screen infotainment system using two 12.3-inch screens and wireless smartphone integration, a fingerprint scanner, Hyundai Pay, and more.

The 2025 Ford Maverick adds a performance-oriented Lobo trim with a lowered suspension and upgraded brakes. The lineup also receives darkened headlamp covers, new wheel designs, and a redesigned front fascia. Inside, Ford added new trim colors like Smoke Truffle, an upgraded infotainment touchscreen, and more driver assistance tech.

Design and Styling Comparison

The Hyundai Santa Cruz stands out with an adventure-ready style. Built from the Tucson SUV unibody concept, it includes a four-foot bed with standard tie-down points and under-floor storage. The Santa Cruz bed is useful for carrying supplies for your DIY projects or tools for work.

Optional bed equipment, like the retractable tonneau cover and a 115-volt power inverter, adds versatility. Santa Cruz’s retractable cover protects your bed contents from rain and snow. The power inverter comes in handy for work or play. You can power household appliances to enhance your camping adventures or use it to run various power tools at the job site.

The Ford Maverick is also a unibody construction, featuring a slightly longer, 4.5-foot bed with tie-down points, a 12-volt power outlet, and an optional 110-volt outlet.

Performance and Powertrain Analysis

The Santa Cruz and Maverick come in five trims with two available engines.

Engine Options and Specifications

Hyundai Santa Cruz lower trims use a 2.5-liter engine. Performance specs include:

• 191 horsepower
• 181 lb-ft of torque
• 3,500-lb/5,000-lb towing capacity standard/with trailer brakes
• FWD mpg – 22/30/25, AWD mpg – 21/29/24 city/highway/combined

Santa Cruz top models have a 2.5-liter turbocharged engine:

• 281 horsepower
• 311 lb-ft of torque
• 5,000-lb towing capacity
• 18/25/20 city/highway/combined mpg

The 2025 Maverick models with the 2.5-liter hybrid engine and front-wheel-drive specs are:

• 191 horsepower
• 155 lb-ft of torque
• 2,000-lb/4,000-lb towing capacity standard/with tow package
• FWD mpg – 45/32/38, AWD mpg – 40/34/37 city/highway/combined

Lobo and Tremor models come standard with a 2.0-liter EcoBoost engine with:

• 250 horsepower
• 277 lb-ft torque towing capacity standard/with tow package towing capacity
• 2,000-lb/4,000-lb towing capacity standard/with tow package towing capacity
• 23-25/21-22/27-30 mpg city/highway/combined

Off-Road Capabilities

Santa Cruz XRT and Limited trims come standard with Hyundai’s HTRAC all-wheel drive. Santa Cruz models with AWD make perfect driving companions in Olympia’s rainy season.

Hyundai Santa Cruz vs Ford Maverick Specs: Dimensions and Practicality

Both models are compact, making them ideal for navigating downtown Olympia. The Santa Cruz gets a versatility boost from its factory-installed roof rails.

The Santa Cruz cabin has a modern, premium design. The base-model SE has premium cloth upholstery, while higher trims use H-Tex upholstery. The top-tier Limited trim has leather-trimmed seats. Heated seats come standard on the higher trim levels to help warm you on those chilly winter days. The Limited trim adds ventilated seats, which help you cool down when temperatures heat up.

Hyundai designed the Santa Cruz to be an adventure-ready vehicle. Its compact design and HTRAC AWD give you an edge when driving around Olympia streets and on your weekend excursions into the region’s parks. It has 27.0 cu-ft of cargo volume in its four-foot bed. You can load all your beach gear for a day of fun in the sun, or stow your suitcases on your next road trip.

The Maverick XL and XLT trims have cloth upholstery, while other trims have ActiveX synthetic upholstery. The Ford Maverick has heated seats on all but the base XL trim, helping warm you when the cool rain falls. Unfortunately, Maverick doesn’t have a ventilated seat option.

Ford engineered the Maverick for drivers wanting pickup versatility at a more affordable price than Ford’s Ranger and F-150 lineups. Maverick’s larger dimensions make it less nimble than the Santa Cruz in tight Olympia streets, but its larger bed gives it a slight edge if you plan on using your truck for hauling gear to work. Maverick has a slightly longer bed, resulting in 33.3 cu-ft of cargo space. That extra space can help when you need to move more gear or small furniture.

Technology and Infotainment Systems

All Santa Cruz infotainment runs on a 12.3-inch touchscreen, with wireless smartphone integration and charging, keeping you connected when navigating to the state park for a day out. The Bose premium audio system on the Limited trim plays your podcasts or music playlist with crisp sounds while you’re traveling to and from work. The Santa Cruz’s Hyundai SmartSense suite uses advanced radar and sensors to monitor the area around your vehicle and alert you to potential hazards, useful for rush hour traffic downtown.

Maverick’s infotainment system operates on a 13.2-inch touchscreen, but it requires you to connect your smartphone to access your favorite apps. The Ford Co-Pilot360 driver-assist suite includes nine systems. The Lariat trim has a B&O premium audio system.

Trim Levels and Feature Availability

Here’s a look at the Santa Cruz and Maverick trim levels and pricing:

Which Truck Should You Choose?

For budget-conscious drivers, the Santa Cruz is the better option since it includes way more features at a lower price. Pick the Limited for modern tech and driver assistance technologies, or the XRT if you’re using it for work or play.

Test Drive a Santa Cruz Today

At Titus-Will Hyundai, we have an expansive inventory of Santa Cruz models at competitive prices. Browse our online inventory, or visit our Olympia showroom and speak with one of our friendly, knowledgeable staff. You can also contact us to set up a test drive today!

Tags: 2026 Hyundai Santa Cruz, Ford Maverick, Santa Cruz
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Fall is in the air, leaves are crisp underfoot, and the pumpkins are just begging to be carved. There’s no better time for families in Olympia to get out, get spooky (but not too spooky), and make memories together. If you’re wondering what fun Halloween happenings are happening this year around town, you’re in luck! Here are some family-friendly Halloween activities within about a 30-minute drive of Olympia. You’ll find everything from haunted houses with kid walks to trunk-or-treats and harvest festivals. Whether you’re planning weekend outings or a full Halloween night adventure, these picks will keep your crew entertained. And yes, Titus-Will Hyundai is cheering you on to get in the spirit, drive safe, and enjoy the ride!

Photo Field Full Of Pumpkins by James Wheeler is licensed with Pexels License

Boo Bash at Hands On Children’s Museum

One of the gentlest, most magical Halloween experiences in Olympia is Boo Bash at the Hands On Children’s Museum, Oct. 25–31, 2025.
This event is designed for families with younger children so you can expect Halloween-inspired delights, fun crafts, trick-or-treating through the museum galleries (with no scares), and seasonal whimsy. It’s perfect for kids who might find haunted houses too intense. Because it happens across multiple days, you’ll have some flexibility to pick a time that works best for your family.

My Morbid Mind Haunted House (Kids Walk-Through)

For families with kids old enough to appreciate a mild thrill, My Morbid Mind Haunted House in Olympia is a great pick.  Their 2025 schedule includes a no-scare kids walk-through on October 26 (5 p.m.–6:30 p.m.). Older kids (recommended 12+) can do the full haunted house experience on evenings like October 10–11, 17–18, 24–25, and 31.
It’s local enough not to be a long drive, and gives families the option of a gentler or spookier experience depending on age and appetite for scares.

Olympia Farmers Market Harvest Halloween & Costume Contest

If you prefer daytime, festive, community-oriented fun, the 11th Annual Harvest Halloween & Costume Contest at the Olympia Farmers Market is a must.
Scheduled Saturday, October 26, from 10 a.m. to 3 p.m., with a costume contest at noon, this event features trick-or-treating among vendors, mini pumpkin decorating, cooking demos, and more. It’s rain-or-shine and very family friendly (kids up to 12 can enter the costume contest).
Because the market is downtown and easily accessible, it’s a natural outing—grab brunch, stroll, play, and celebrate fall together.

Boo-Coda (Bucoda’s Halloween Town)

Just about 20 miles southeast of Olympia, Bucoda transforms into “BOO-CODA,” Washington’s own Halloweentown for the month of October.
This little town goes full spooky—with a Family-Friendly Haunted House (Oct 24 & 25), casket races, a hearse processional, costume contests, a Thriller flash mob dance, and more.
Because it’s a monthlong event, you have flexibility to pick your day. The transformation of the entire town (Main Street, local businesses) gives it a big “wow” factor for kids of varying ages.
Even though some parts are scarier, families can stick to the more moderate events (fun parades, contests, trunk setups).
Check their full schedule at the BOO-CODA website for updated event times. 

Yelm Community Center Boo Bash (STEAM + Crafts)

A little bit further but still close enough for a fun outing is the Yelm Recreation “Boo Bash” at the Yelm Community Center.
This free event takes place October 25 from 10 a.m. to 12 p.m. and features STEAM activities, crafts, and Halloween-themed fun for kids.
It’s ideal for families with school-age children who enjoy hands-on, creative Halloween fun without the darkness or scares.
Pair it with lunch in Yelm or a stop at local shops for a full outing.

Tips for a Smooth Halloween Season in Olympia

• Plan ahead: Many events (especially haunted houses) sell tickets or limit capacity, so check event pages early.
• Layer costumes : October in Olympia can be chilly or damp, so bring a jacket under costume or costume layers.
• Map your route:  You may be going downtown, Bucoda, Yelm, or elsewhere. Group events by geography to avoid over-driving.
• Bring the camera (and mask rules in mind):  Downtown trick-or-treating may have restrictions (no full-face masks or fake weapons).
• Support local: Stop by local shops, eateries, and events before or after festivities.
• Stay safe: Drive carefully, use crosswalks, and respect neighborhood schedules.

Most Importantly, Enjoy Your Halloween Celebrations!

From whimsical museum trick-or-treating to family-friendly haunted houses, festive trunk-or-treats, full town transformations in Bucoda, and hands-on STEAM or art celebrations, the Olympia area has a wealth of Halloween magic just waiting for you and your crew. Whether your kids like gore-free fun or a little spook, there’s a fit. Don’t forget that Titus-Will Hyundai is rooting for your safe travels between events—may your costume be comfy and your candy haul be epic. Happy haunting and happy family adventures!

Tags: Halloween
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The Hyundai Santa Cruz and Hyundai Tucson are excellent choices for buyers who are looking for safe vehicles. The Santa Cruz received the Top Safety Pick award from the IIHS, and the Tucson received the Top Safety Pick+ award.

Standard Safety Features: Which Vehicle Offers Better Protection?

Hyundai Santa Cruz XRT (2024) by Charles is licensed by CC BY 2.0

The Santa Cruz and Tucson come with comprehensive lists of safety systems and advanced driver aids. Here’s a closer look at how these two Hyundais compare when it comes to safety.

Hyundai SmartSense Safety Suite Comparison

The Santa Cruz and Tucson come standard with Hyundai’s SmartSense suite of advanced driver aids. This bundle includes several safety systems, including:

• Forward collision-avoidance assist with pedestrian detection
• Blind-spot collision-avoidance assist
• Lane keeping assist and lane following assist
• Blind-spot view monitor
• Lane keeping assist
• Driver attention warning
• Forward attention warning
• Automatic high beam headlights
• Lane following assist

These safety systems are designed to keep the driver aware of their surroundings. They use visual and audible alerts to provide warnings about potential hazards, and will take preventative action if needed.

Advanced Driver Assistance Systems (ADAS)

In addition to the standard driver assistance systems, these Hyundai models offer additional advanced driver aids.

• Highway driving assist
• Safe exit warning
• Rear cross-traffic collision-avoidance assist
• Smart cruise control with stop and go

The Hyundai Tucson also offers advanced driver assistance to make driving safer and more convenient. Some of these systems include:

• Navigation-based smart cruise control with curve control
• Surround-view monitor
• Rear occupant alert
• Advanced rear occupant alert
• Remote smart parking assist
• Parking collision avoidance assist

Passive Safety Features

The Tucson and Santa Cruz come equipped with long lists of passive safety systems in addition to the driver aids. The Tucson has airbags throughout the cabin, including two front, two front side, and two side-curtain airbags. There are also two rear side airbags.

The Santa Cruz also comes with eight airbags in the same places as the Tucson, but the rear side airbags have rollover sensing features.

Both vehicles are constructed from high-strength steel and have unibody designs. No matter which of these Hyundais you choose, the vehicle stability management system comes standard, and you’ll benefit from electronic stability control with traction control to help you avoid losing control when the driving conditions become slippery.

Real-World Safety Performance Analysis

The Hyundai Santa Cruz received high marks from both the NHTSA and the IIHS, and the Tucson is a Top Safety Pick+ according to the IIHS, which is their highest rating.

Crash Test Performance Breakdown

The high crash test scores for the Tucson and the Santa Cruz will give you confidence when you get behind the wheel and put your loved ones in your vehicle.

According to the IIHS, the Tucson received “Good” ratings in all the crashworthiness testing. This includes small overlap front, moderate overlap front, and side crash.

The National Highway Traffic Safety Administration gave it five stars for its overall safety rating and the side crash rating. It received four stars in the rollover resistance rating.

The Santa Cruz ratings are not as high as the Tucson ratings, but they are still impressive. It received a “Good” rating from the IIHS in the small overlap front test and “Good” ratings for moderate overlap front and the side crash test. The overall rating from the NHTSA is five stars.

Vehicle Stability and Handling Safety

When you head out on the road in the Tucson or Santa Cruz, you’ll be ready for any road conditions, with safety systems to help.

Electronic stability control (ESC) comes standard with both of these Hyundai vehicles. This system is designed to help prevent skidding when roads become slippery, wet, or icy. Traction control works along with ESC to keep the wheels from spinning so you can maintain grip when accelerating or driving on slick roads.

Size and Design Impact on Safety

The Tucson and Santa Cruz are built on the same platform, but the Santa Cruz is a foot longer, and it is slightly wider. The size difference between the two does not impact safety performance.

Since both of these Hyundai vehicles have similar safety equipment, they offer similar protection for their passengers. One of the most significant differences is that the Santa Cruz has an open bed compared to the enclosed cargo area of the Tucson, but this doesn’t impact safety.

Safety Technology and Innovation Comparison

The Santa Cruz and the Tucson offer similar safety technology. Both use cameras and sensors to detect nearby vehicles and obstacles. Also, they have automatic braking systems that can apply the brakes if needed to help avoid collisions.

The Hyundai Blue Link+ connected services system offers drivers added convenience and safety. It works with the MyHyundai app to turn your phone into a remote starter for your vehicle.

Use BlueLink+ to check your gas level right from your phone, or get reminders about when it’s time for an oil change with the app.

Insurance and Safety Cost Considerations

Since the Tucson and Santa Cruz have similar safety features and equipment, they will have a similar impact on insurance costs. Insurers use safety ratings and features to calculate the cost of insurance, but other factors also affect insurance rates.

It’s Time to Choose Your Hyundai

Now that you know more about the safety features available with the Hyundai Tucson and the Hyundai Santa Cruz, and how they compare, you can make an informed decision about which one is right for you.

Come to Titus-Will Hyundai to see both vehicles and even take one of each out for a test drive. Our team is here to answer any questions you have about the safety features and ratings.

Tags: Hyundai Sante Fe
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If you’re living in Olympia, WA, and looking to join a credit union or switch from a big bank, you’re in luck. !\There are several great credit unions right in your area that are public-facing, friendly, and within a 30-minute drive. In this post, we’ll walk you through five public credit unions near Olympia that are open to local residents, what makes each special, and tips for choosing one. Whether you want lower fees, community focus, or better loan rates, you’ve got options and Titus-Will Hyundai will be here to help you find your next Hyundai when you finance through them!

Brown Concrete building Near Trees by Czapp Arpad is licensed with Pexels License

Olympia Credit Union

Olympia Credit Union is a true hometown option. Their main branch serves the local community (and members statewide) with typical services like checking, savings, and loans. If you want smaller scale, personable service and face recognition at the teller window, this is a place many locals trust. It’s especially nice if you value close community ties over a huge branch network.

Global Credit Union: Olympia Branch

Global Credit Union’s Olympia Branch is located inside Haggen at 1313 Cooper Point Road SW in Olympia. They offer the usual suite of credit union features: ATM, deposits & withdrawals, loan payments, and more. If you frequent the Cooper Point area or shop at Haggen, this branch offers convenient access. Their lobby hours (Mon–Fri 10 AM–6 PM) make them slightly more flexible than some smaller credit unions.

WSECU (Washington State Employees Credit Union)

WSECU is a large, full-service credit union with multiple branches around Olympia. Their main Olympia branch (330 Union Ave SE) includes a drive-thru ATM, coin machine, notary services, and more. They also operate a West Olympia branch at 2006 Harrison Ave NW. Because WSECU has more scale and resources, you might find more product options (e.g. investment services, mortgage lending) while still keeping that credit union feel.

O Bee Credit Union

O Bee Credit Union is another solid choice with a branch in West Olympia at 410 Cooper Point Road #105. They serve all Washington residents and provide full services including auto loans, personal banking, deposit accounts, and more. O Bee also has multiple branches in Tumwater, Lacey, and Yelm — ideal if you swing through other towns. Fun fact: O Bee was founded by Olympia Brewery employees, and it still carries that community spirit.

TwinStar Credit Union: Olympia Branch

TwinStar Credit Union has a central Olympia branch at 1020 5th Avenue SE. Their lobby is open Monday through Friday and offers full service, including walk-up ATM access. They also have a West Olympia Safeway branch at 3215 Harrison Ave NW, open six days a week. If you want flexibility and multiple branch options in one network, TwinStar’s a reliable pick.

How to Choose the Right Credit Union for You

Location & Convenience

You want a branch or ATM you can reach easily. If you often drive or shop around Cooper Point, Global or O Bee (West Olympia) might become your go-to. If you live downtown or near Union Ave, WSECU’s Olympia branch could be ideal.

Range of Services

Some credit unions are small and focused (checking, savings, small loans), while others (like WSECU or TwinStar) may offer mortgages, investment services, and advanced loan products. Think about what services you’ll actually use and whether you want more options as your needs grow.

Membership Rules & Accessibility

Although many credit unions restrict membership to certain groups, the ones listed above typically allow any Washington resident (or people living/working in Thurston County) to join. WSECU and O Bee offer particularly broad eligibility, which makes joining easy for most locals.

Rates, Fees & Culture

Credit union culture tends to be more member-oriented, but fees and rates still vary. Some charge for statements or ATM usage outside the network. Ask about fee waivers, interest on checking/savings, and how they treat loan customers. One bonus: many participate in shared branching, letting you use other credit unions’ branches nationwide fee-free.

Digital Tools & Account Access

Even if a credit union has a great local branch, poor online or mobile banking can be a pain. Check their app quality, mobile deposit features, and ability to transfer funds easily. A local branch is great, but many day-to-day moves happen digitally now.

Why This Matters for Olympia Residents

Having a credit union close by means you can drop in for financial advice, make deposits or withdrawals in person, or talk through a personal loan face-to-face. Instead of fighting with big banks, you get to work with organizations rooted in your community. Plus, you’ll build relationships; staff will recognize you by name, understand local realities, and often have more flexibility to help when needed.

If you’re car shopping or planning a vehicle upgrade, financing through a credit union can often result in better auto loan rates, more cooperative terms, and more trust. And when that time comes, the team here at Titus-Will Hyundai is ready to help you pair your vehicle choice with the credit union that makes the most sense. We often collaborate with local credit unions to streamline finance offers and help folks get behind the wheel faster.

Olympia WA Credit Union Recap

There are at least five public credit unions within 30 minutes of Olympia; Olympia Credit Union, Global Credit Union, WSECU, O Bee Credit Union, and TwinStar Credit Union. Each brings something different to the table: location, services, culture, and digital tools. Think through what you value; access, rates, membership rules, or convenience.

And when you’re ready to put that credit union membership to work on your next vehicle, stop by Titus-Will Hyundai. We’re here to make the process simple, local, and tailored to you.

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Many drivers are caught off guard by Olympia’s Pacific Northwest winters and their sudden cold snaps, relentless rain, and surprise snow. While our area doesn’t experience the brutal cold seen elsewhere, the combination of high humidity, wide temperature swings, and constantly wet roads requires thorough vehicle preparation. Our Titus-Will Hyundai team has compiled just what you need — specific instructions for preparing your Hyundai for winter.

Essential Winter Preparation Steps for Your Hyundai in Olympia

Hyundai Ioniq 5 in Snowy Sapporo Landscape by Hyundai Motor Group is licensed with Pexels License

Olympia’s winters are typically wet, cold, and overcast, with temperatures ranging from 34 to 49 degrees. When it’s not raining, it’s snowing — about 2 to 5 inches a month. The weather can quickly change, which can put stress on your Hyundai.

Start your winter preparation in early fall before the first frost. Inspect your vehicle in September, address tire and fluid changes in October, and finish your winterizing by November. Many service centers are busy during this time of year, so be sure to schedule service at Titus-Will Hyundai as winter nears.

Tire and Traction Preparation for Pacific Northwest Winters

All-season tires work well for most Olympia driving, but winter tires provide better grip below 45 degrees, particularly on mountain passes or in snow conditions. Your tire pressure drops 1 to 2 psi for every 10-degree temperature drop, so check it weekly during the winter months.

Washington State requires drivers to carry chains and install them when driving through mountain passes, when signs are posted, or when snow and ice are present on the road; failure to use them can result in a fine. All-wheel-drive (AWD) vehicles are exempt from this requirement only if they have approved traction tires. It’s best to practice installing your chains at home before attempting to do so on the side of the road.

Battery and Electrical System Winterization

Cold weather decreases battery power; low temperatures slow the chemical reactions happening inside your battery and can reduce its capacity by up to 50%. A battery that’s perfectly fine during the summer can leave you stranded on cold mornings.

Battery testing is quick and reveals the actual condition of your battery, so checking it should be part of your winter preparation. You can clean the terminals with a wire brush and apply petroleum jelly to prevent corrosion. Keeping jumper cables and a portable power pack in your Hyundai is smart, but know when to call the professionals instead of risking damage to your vehicle.

Fluid Systems and Engine Protection

You’ll probably want to change your oil as winter approaches. Cold affects oil’s viscosity — the rate at which it flows. Different Hyundai models need specific oils, so it’s best to consult with our Titus-Will service team to learn which oil is right for your model.

Synthetic oil works better in Pacific Northwest winters, offering longer intervals between changes and superior protection. It works consistently as temperatures change and helps with fuel economy. Don’t forget about your Hyundai’s other fluids. Your coolant may need changing to prevent freezing, your windshield washer fluid should be switched to a winter formula, and you should check the transmission and brake fluids for contamination.

Visibility and Safety Systems Maintenance

Olympia’s dark, wet winters mandate clear vision. Watch for problems with your windshield wipers, such as streaking, smearing, skipping, squeaking, damage, or poor performance. Hyundai’s wiper blade service mode makes replacement easier. Turn off the engine, then within 20 seconds, press and hold the windshield wiper stalk to the Mist position for about three seconds until the wipers lift vertically.

Check all the lights and clean their lenses. Test the front and rear window defrosters, and apply anti-ice treatments to your mirrors. Replace the cabin air filters yearly; fresh filters improve air quality and defroster performance.

Brake System Winter Readiness

Cold weather thickens brake fluid, slowing brake pedal response. Brake pads can also harden, decreasing friction and making stopping distances longer. You can check their thickness visually; replace them when they measure 3 millimeters or less. Check the parking brake on hills, because slopes can turn icy fast. Ceramic brake pads work well in cold weather and prevent ABS lockups.

Building Your Olympia Winter Emergency Kit

Pacific Northwest weather requires preparation for emergencies. Pick up some waterproof, breathable rain gear for sudden downpours and add some waterproof boots or walking shoes in case you need to hike for help.

Essential supplies include a warm blanket, waterproof gloves, a small snow shovel, an ice scraper, extra washer fluid, and a flashlight with spare batteries. You can add a heavy-duty snow brush, jumper cables, a portable battery pack, basic tools, extra clothes, and cat litter for traction. Include snacks, water, phone chargers, flares, reflective triangles, and emergency phone contacts, and download an app for Washington road conditions. Store your kit in waterproof bins and don’t forget to replace perishables seasonally.

Prewinter Professional Service Recommendations

Always choose to use certified Hyundai technicians, such as those at our Titus-Wills Hyundai service center. You can count on us to use the correct tools and original equipment manufacturer (OEM) parts.

Winter checks include battery testing, fluids, tires, brakes, heating, and electrical systems. Keep your service records to support your warranty coverage and ensure that only OEM Hyundai parts are used.

Ongoing Winter Maintenance Throughout the Season

Continue your winter maintenance routine all winter long. Check your tire pressure at least once a week, including your spare tire, and keep your gas tank at least half full to prevent fuel line freezing. Check fluids regularly: engine oil, brake fluid, transmission fluid, power steering fluid, coolant, and washer fluid. Don’t forget to test all the lights.

Check for salt damage and ice buildup after storms, and rinse the road salt off your Hyundai when possible to prevent rust.

Schedule Your Hyundai’s Winter Service Today

Don’t wait for the first frost to start your winter preparation — book your service today. Our certified techs at Titus-Will Hyundai know your car’s specific requirements and understand Olympia’s winter driving conditions. It’s also a great time to look into a new Hyundai model, maybe one with AWD. Contact us with your questions or to prepare your Hyundai for whatever this winter brings.

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Making car financing decisions has become trickier in Olympia this year. Our hefty 9.8% local sales tax, combined with Washington tax increases, means the decision to buy or lease isn’t as straightforward as it used to be. We’ve put together this guide to help you decide whether buying or leasing is best for you.

Car Purchase vs. Lease: A Financial Breakdown

Happy Customer and Agent Reading the Contract by Gustavo Fring is licensed with Pexels License 

Traditionally, leasing tends to offer lower monthly payments while buying allows you to build equity in your vehicle, offering long-term value. However, the world of car financing is changing, and many people are unaware of how narrow the payment gap has become. According to Experian data, nationally, monthly lease payments now average $638, while for loans, it’s $655, and that’s just $17 more per month. With car prices climbing and the average new vehicle nearing $50,000, it’s more important than ever to understand whether buying or leasing is the right choice for you.

Buying a Vehicle: Ownership Benefits and Costs

Buying works in your favor the longer you keep your vehicle. Every payment builds equity, and once you’re done paying off your loan, you’ll own your car outright. This means you’ll not only own something of value, but you can drive payment-free for years to come.

Buying also gives you total freedom to customize your vehicle how you want and drive as far as you like. The downside is that new cars depreciate fast, losing up to 30% of their value in the first year. That’s potentially thousands of dollars lost the minute you drive off the lot. Also, that 9.8% Olympia sales tax hits hard when you buy a vehicle. On a $30,000 car, you’ll be paying nearly $3,000 just in sales tax. Add on registration and dealer fees and other charges, and you’re looking at another $500-$1,000 before you even hit the road.

Leasing a Vehicle: Lower Payments With Trade-Offs

Lease payments work differently from loans. You only pay for the car’s depreciation during the lease term plus some financing fees. That’s why monthly costs run lower. However, most leases cap how far you can drive at 10,000-12,000 miles annually. Drive more than this and you’ll be liable for excess mileage costs of around 10-25 cents per mile.

You’ll also be liable to pay for any damage or wear and tear when your lease ends, so that door ding from the Safeway parking lot or the coffee stain from your morning Capitol Building commute might cost you. Plus, terminating your lease early can prove to be expensive, sometimes equaling all the remaining payments.

It’s also worth noting that leasing companies often require higher credit scores than lenders do for car loans. A strong credit score gives you better rates on either option, but if you’ve got a score below 580, qualifying for a lease can be tough.

Leasing vs. Buying a Vehicle: Best Types of Cars

Different models and makes of cars depreciate at different speeds. Electric vehicles (EVs) tend to depreciate fast, so leasing an EV makes much more sense than buying, especially with how fast the technology changes.

In comparison, traditional gas cars hold their value better. Research shows that the average new vehicle retains about 44.6% of its sticker price after five years, while some top-performing models, such as the Toyota Tacoma and Tundra, hang onto more than 60%. For these models, buying may be the better option.

Negotiating Your Deal in Olympia

Timing really matters when car shopping. Visit dealerships at month- or year-end when sales teams are scrambling to hit targets. Always bring preapproval from your bank or credit union, know your trade-in value, set realistic price expectations, and focus on the total price, including taxes and fees, not just the monthly payments. You can check resources such as Kelley Blue Book before shopping, so you know what similar cars cost. Don’t fear walking away — sometimes that’s your strongest move and can result in the best deals.

Making the Right Choice for Your Situation

Whether to lease or buy depends on your lifestyle. If you drive long distances, plan to keep your car long term, want to modify it, or don’t want to be tied into endless payments, buying may be best. On the other hand, leasing is great if you want lower monthly costs, love switching cars every few years, and drive under 12,000 miles annually.

Ready to explore your options? Contact us and speak to our finance team at Titus Will Hyundai. We know the local market inside and out and can help you make the right decision for your specific situation.

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